On Apr. 2, 2025, NYDFS reported adoption of regulation to reduce disparities in health care access and use in New York; final rule becomes effective on Jul. 1, 2025.
Also published notice of adoption, Regulatory Impact Statement, assessment of comments, and redline version of final rule amendments with rulemaking documents.
FAQs for Consumers on HealthEquity was also updated to reflect adoption of rule.
On Dec. 4, NYDFS proposed demographic data disclosure requirement.
Proposed amendments to Minimum standards for form, content and sale of health insurance, including standards of full and fair disclosure (Insurance regulation 62).
Published State administrative procedure act (SAPA) document and executive order.
Proposed Amendments
Requires accident and health insurers licensed in NY to ask applicants applying for a comprehensive health insurance policy to obtain certain demographic data.
Questions re race, ethnicity, preferred language, sexual orientation, and gender.
Identifies disparities in quality of care experienced by underrepresented populations.
Includes limitations on the use and distribution of the data collected by insurers.
Prohibits an insurer from sharing any demographic data collected from amendment.
Add additional disclosure information to long term care insurance disclosure statement.
Consultation
Comment are due 60 days after publication in NY state register, i.e. Feb. 3, 2025.
Apr. 2025 NYDFS Final Rule
On Apr. 2, 2025, NYDFS reported adoption of regulation to reduce disparities in health care access and use in New York; final rule becomes effective on Jul. 1, 2025.
Also published notice of adoption, Regulatory Impact Statement, assessment of comments, and redline version of final rule amendments with rulemaking documents.
FAQs for Consumers on HealthEquity was also updated to reflect adoption of rule.
Regulators
NY LEG; NYDFS
Entity Types
Ins
Reference
PR, RF, Nt, FAQ, 4/2/2025; NY SR Vol. XLVI Is. 49, 12/4/2024; Nt, RF DFS-12-24-00009-A, 11/19/2024; Citation: NY INS 11-III-A-52;
