KNY LEG Insurance Subtitle Exemptions

Updated on: Mar 27, 2025

Latest Event


  • Mar. 24, 2025 KNY LEG Governor Approval
  • On Mar. 24, 2025, KNY LEG reported governor approved and signed bill, Acts Ch. 61.
  • Effective 90 days after the official end of the session, expected to end Mar. 28, 2025.

On Mar. 14, KNY LEG passed bill re exempted insurance types.

  • KNY LEG passed HB 415 to clarify the specific insurance policies subject to regulation.
  • Adds new section to Kentucky revised statutes KNY INS 25-304-17a on application of subtitle to types of insurance, coverages, benefits, authorize commissioner exemption.
  • Bill Provisions
  • Subtitle shall not apply to policies, plans, certificates, or contracts covering only accident, credit, dental, vision, or specified disease, illness, or health conditions.
  • Will also not apply to disability income insurance, paid family leave insurance, long-term care insurance; short-term nursing home insurance; Medicare supplement.
  • Also medical reimbursement coverage separate from primary policy, benefits under a flexible spending arrangement, or other types of limited coverage insurance policies.
  • Unless specifically indicated elsewhere in the revised statues, subtitle does not apply.
  • Legislative History
  • On Feb. 11, 2025, bill introduced in House; on Feb. 26, 2025, bill passed in House.
  • On Feb. 27, 2025, bill delivered to Senate; on Mar. 13, 2025, bill passed in Senate.
  • On Mar. 14, 2025, bill was delivered to governor, and is pending action by governor.
  • Effectiveness
  • Effective 90 days after the official end of the session, expected to end Mar. 28, 2025.
  • Mar. 24, 2025 KNY LEG Governor Approval
  • On Mar. 24, 2025, KNY LEG reported governor approved and signed bill, Acts Ch. 61.
  • Effective 90 days after the official end of the session, expected to end Mar. 28, 2025.
Regulators
KNY LEG
Entity Types
Corp; Ins
Reference
Ch. 61, 3/24/2025; Bill HB415, 3/14/2025; Citation: KNY INS 25-304-17a;
Functions
Compliance; Financial; Legal
Countries
United States of America
Category
State
N/A
Products
Corporate; Home Insurance; Insurance
Rule Type
Final
Regions
Am
Rule Date
Mar 14, 2025
Effective Date
Jun 26, 2025
Rule ID
247154
Linked to
N/A
Reg. Last Update
Mar 24, 2025
Report Section
US Consumer