NYDFS Network Adequacy, Access

Updated on: Mar 3, 2025

Latest Event


On Feb. 21, NYDFS proposed rules on network adequacy and access.

  • NYDFS proposed adding Part 38 to NYCRR, NY INS 11-III-A to improve network adequacy standards, access for mental health and substance use disorder services.
  • Network Adequacy
  • Established appointment wait time standards for behavioral health care for commercial insurance coverage, builds on legislation to improve provider directories, see #199236.
  • Also required insurers to assist consumers in accessing in-network providers within those standards, and requires that certain data be included in provider directories.
  • Insurers required to submit an annual certification to NYDFS re insurer’s access plan.
  • Certification must include collection of data, monitoring of behavioral health network.
  • Health care plan must submit the certification by Dec. 31, 2025, annually thereafter.
  • Consultation
  • Proposal subject to a 60-day comment period upon publication in the State register.
  • Effectiveness
  • From Jan. 1, 2025, Part 38 (Reg 230) will apply to health care plan that delivers a policy or contract with network of health care providers for behavioral health services.
  • Feb. 21, 2024 NYDFS Rule Publication
  • On Feb. 21, 2024, NYDFS published proposal in State register, comments due Apr. 21.
  • Nov. 2024 NYDFS Revised Proposal
  • On Nov. 20, 2024, NYDFS published revised proposal for network adequacy and access standards, after considering comments received on the initial Feb. 2024 proposal.
  • NYDFS also published assessment of public comments, revised regulatory impact statement, notice of revised rulemaking, and text of the revised proposal.
  • The public comment period for the revised proposal ends on Jan. 6, 2025.
  • Feb. 2025 NYDFS Rule Adoption
  • On Feb. 4, 2025, NYDFS adopted the proposed rule to improve network adequacy standards, and access for mental health and substance use disorder services.
  • Included regulatory impact statement, comments for adoption of NY INS 11-III-A-38.
  • Health care plans must comply with the regulation, effective Jul. 1,2025, for policies and contracts issued, renewed, modified, or amended on or after such date.
  • Also must submit their first annual compliance certifications by Dec. 31, 2026.
  • Adopted rule re network adequacy standards becomes effective as of Jul. 1, 2025 and will apply to all policies issued, renewed, modified, or amended on or after that date.
  • Feb. 26, 2025 NYDFS Expanded Rule Application
  • On Feb. 26, 2025, NYDFS published Governor announcement of adoption of same rules by New York Department of Health, adding NY INS 10-II-98-1.13, NY INS 10-II-98-5.
Regulators
NYDFS
Entity Types
CNSM; Corp; Ins
Reference
PR, 2/26/2025; Nt, 2/4/2025; RF, 1/27/2025; NY SR Vol. XLVI No. 47, Nt, RF DFS-08-24-00001-RP, 11/20/2024; RF DFS-08-24-00001-P, NY SR Vol. XLVI No. 8, PR, 2/21/2024; RF, EO 17, Nt, Info, 1/31/2024; Reg 320; Citation: *NY INS* 10-II-98, 11-III-A;
Functions
Compliance; Financial; Privacy; Reporting
Countries
United States of America
Category
State
N/A
Products
Commercial; Insurance; Insurance-Health
Rule Type
Final
Regions
Am
Rule Date
Feb 21, 2024
Effective Date
Jul 1, 2025
Rule ID
201859
Linked to
Reg. Last Update
Feb 26, 2025
Report Section
US Insurance