TN LEG Deed Registrar Electronic Record

Published on: Apr 22, 2025

On Apr. 4, TN LEG enacted bill on electronic records for deed registrar.

  • TN LEG enacted bill HB 1039 / SB 1230 on submission of electronic records for registration of deeds under Tennessee uniform real property electronic recording act.
  • Amendments to TN LEG 47-10-1-47-10-1-118 and TN LEG 66-24-2-66-24-2-203.
  • Document dated Apr. 4, 2025, was received on Apr. 15, 2025, due to a fixed feed.
  • Bill Provisions
  • Authorized persons to submit electronic records for registration with register of deeds accepts electronic records, including attorney, instrumentality of federal government.
  • Also, bank, savings and loan association, savings bank, CU; federally chartered lending institution, federal government-sponsored entity; person approved as a mortgagee.
  • This State, any county, municipality, utility district, school district, power district, sanitary district, other political subdivision of state, agency, authority, branch, bureau.
  • Authorized county registers to receive for registration electronic docs transmitted by electronic filing on behalf of persons authorized to submit electronic records.
  • Bill specified it is responsibility of electronic filing vendor, not county register, to ensure vendor is transmitting electronic docs to county registers from persons authorized.
  • Electronic filing vendor is liable for damages resulting from vendor's failure to comply.
  • Legislative History
  • On Feb. 6, 2025, bill introduced in the House; on Mar. 3, 2025, bill passed the House.
  • On Feb. 10, 2025, bill introduced into Senate; on Mar. 17, 2025, bill passed Senate.
  • On Mar. 28, 2025, signed by the governor; on Apr. 4, 2025, bill became Pub. Ch. 104.
  • Effectiveness
  • Effective as of Jul. 1, 2025.
Regulators
TN LEG
Entity Types
Bank; CU; MG Orig; Servicer; SLHC
Reference
Bill SB1230, HB1039, Pub. Ch. 104, 4/4/2025; Citation: *TN LEG* 47-10-1-47-10-1-118, 66-24-2-66-24-2-203;
Functions
Compliance; Legal; Registration/Licensing; Reporting; Technology
Countries
United States of America
Category
State
N/A
Products
Banking; Mortgage
Rule Type
Final
Regions
Am
Rule Date
Apr 4, 2025
Effective Date
Jul 1, 2025
Rule ID
251370
Linked to
N/A
Reg. Last Update
Apr 4, 2025
Report Section
US Banking